End of the Year Car Insurance Checklist - Things You Need to Look At
By now, most of you would know about the mandatory nature of car insurance in the UAE and many other countries worldwide. Remember, driving without car insurance is illegal in most countries. Not only will you get on the wrong side of the law, but your driving license might also be suspended.
Therefore, always make sure that you have valid car insurance. Now, this brings us back to our topic. The end of the year is right around the car; many people will be focused on new year's resolutions, holidays, and the availability of the coronavirus vaccine. Unfortunately, many people fail to focus on other aspects of life, especially car insurance.
Therefore, in this article, we will guide you on things that you need to focus on before the start of the next year. Let's start.
The validity of the Car Insurance
Please ensure that you still have valid car insurance. Many people are going to lose their insurance status at the start of the next year. Therefore, make sure that you have renewed your policy. Most car insurance companies in the UAE and worldwide send reminders to policyholders to remind them that they need to renew their policy.
Check Out for New Deals
During the festivities, many car insurance providers offer exciting new deals. So, for car owners, the new year is a great time to get the best possible insurance policy. Try to browse through the websites of insurance companies frequently. Compare their policies and sign up for the one that is perfect for your needs and requirements.
Focus on the Vehicle
Regardless of whether your insurance is expiring or not, you need to pay attention to the car. Call your insurance company and book an appointment. Get the vehicle thoroughly checked, undertake the repairs or maintenance that you have been neglecting for long. After all, what is the purpose of paying the insurance premium when you are going to leave your vehicle neglected?
Talk to your Insurance Provider
There are several reasons to talk to your insurance provider. One reason is that you need to ask what benefits will be expiring this year or which new benefits will be available next year? Likewise, how much will the insurance premium fluctuate next year? Also, talk about your current deal and which discounts you are entitled to? For instance, you might be entitled to a 'No Claims Discount'.
Pay Your Fines
If you have any outstanding fines traffic fines, please pay them before renewing your policy or switching to a new provider. Why? Well, the answer is that it will make the renewal or switching process a lot easier. For your convenience, fines can be paid online through the RTA website.
Technical Inspection
If your vehicle is more then three years old, you need to have it inspected at a Road and Transport Authority site. The RTA will assess the car and see if it is roadworthy. Upon passing the test, a certificate is issued to the car owner, which makes it easier for renewing your insurance policy or signing up with a new insurance company.
Final Thoughts
PitStopArabia wishes you all the best for the next year. While you are off enjoying or planning for the next year, we also request that you pay attention to things like car insurance. If you are just a little focused and proactive, you might end up getting a much better deal than before. Share the information with others. Thank You.