أسئلة مكررة

Car insurance is basically a service agreement that offers you financial protection against loss of your vehicle, its property, your health, and damage incurred to other parties by your vehicle. Fortunately, car insurance is mandatory in UAE and comes in two forms of plans, Comprehensive or Third-Party insurance. Having an insured vehicle in the UAE allows you remain safe and secure in case of any unfortunate unforeseen events. To get more customized coverage, you can select different add-on features in your plan depending on your risk capacity, region and other security and financial preferences.

Comprehensive Car Insurance

Comprehensive coverage is a broad spectrum plan that covers all essential financial coverages in the most probable events for vehicle owners in UAE. This includes damages sustained by your car, driver, or passenger in event of accident, fire, theft and other man-made calamities. While it covers third-party insurance, getting a full featured coverage by combining insurance add-ons is highly recommended for your safety and protection.

Third-Party Insurance

Third-Party insurance is another type of basic insurance plan that offers coverage to another party if damaged by your vehicle. This kind of insurance does not cover damages sustained by your car and is mandatory by the UAE Law. Third-Party insurance is quite affordable in contrast to comprehensive insurance policy and protects you against most liabilities towards third party such as personal injury or property damage.

While car insurance has often been labelled as just another scheme to rip off new car owners, over the years it has proved quite handy, especially in countries such as UAE where the law makes it mandatory. Sadly, there has been many misleading arguments in the past that has left car owners reluctant in registering their vehicles with a sound and secure insurance plan aside from the Third-Party Insurance. Getting your vehicle insured in UAE gives you the ultimate satisfaction of driving safely and enjoying the risk-value of your vehicle. Registering a car insurance plan online is even more beneficial as you get the privilege of the same services without visiting any agent, exchanging calls, sending paperwork, or waiting for respondents at the insurance center. You will still get the same premium services and become eligible to different discounts for various packages.Through PitStop-Arabia.com, you will get customized quotes and the fastest customer service with step by step updates on each stage of the processing. With Live Support our insurance partner takes pride in helping clients providing dedicated assistance for every question they have about insurance plans and other related queries.

To purchase car insurance in UAE, you will need some basic documents to register your vehicle with the insurance provider. The number of documents may vary depending on the manufacturer and condition of the vehicle. Below is the list of document required for different types of vehicles and insurance policies.

1. Normal Car Insurance Renewal:

• Emirates ID
• Driving License
• Car Registration Card

2. Brand-New Vehicle Insurance:

• Emirates ID
• Driving License
• Showroom Quotation
• Bank Approval Letter (If bank financed)

3. Insurance for Second Hand Cars:

• Emirates ID
• Driving License
• Owner’s previous Registration Card or Possession Certificate or Transfer Certificate
• Car Photos
• Passing Certificate of vehicle check

4. If Car Insurance Expired:

• Emirates ID
• Driving License
• Car registration
• Passing certificate of vehicle check
• Dated Car Photos
• A Physical survey, known as a car inspection done by the insurance company is also needed if the auto insurance has been expired for more than 1 month

5. From Third-Party Car Insurance to Comprehensive Car Insurance:

• Emirates ID
• Driving License
• Car registration
• Physical Inspection from the insurance company. In some cases, no physical inspection is needed if car photos and passing certificate are presented

6. For Comprehensive Car Insurance:

• Emirates ID
• Driving License
• Car registration
• Passing certificate of vehicle check

7. For Agency Repair:

• Emirates ID
• Driving License
• Car registration
• Proof of no claim certificate. (in case it is your third year of agency repair, you will need to present your last year’s policy schedule.